Optimize and scale Addi’s capital structure by executing sophisticated debt financing strategies that ensure long-term liquidity and lower the cost of funds to fuel rapid regional expansion.
Achieve On-Time closing rate for new warehouse or securitization facilities by leading the end-to-end due diligence process and coordinating cross-functional responses, ensuring no delays in the funding roadmap.
Improve data accuracy and reporting speed for Lenders through the implementation of automated SQL-based monitoring tools, reducing manual ad-hoc requests and increasing investor confidence.
Execute a seamless "Bank Migration" financial workstream by aligning internal reporting and covenant structures with new regulatory requirements, ensuring zero breaches during the transition period.
Develop high-impact investment committee memos and pitch decks that successfully secure internal C-level buy-in and external term sheets for corporate or private placement facilities.
Maintain compliance on all financial covenants by proactively managing a centralized reporting calendar and conducting monthly stress tests on portfolio performance metrics.

Proven expertise in Structured Credit & Capital Markets
2-3 years of experience in investment banking, boutique advisory, financial institutions, or fintech/startups
Demonstrates deep technical knowledge of warehouse facilities, ABS (Asset-Backed Securities), and revolving credit lines.
Possesses the ability to parse complex credit agreements to identify key operational and financial constraints.
Experienced in building robust, error-free Excel models to project cash flows, advance rates, and concentration limits.
Track record of effectively "pitching" a company’s credit story to institutional lenders and credit committees.
Demonstrates the ability to translate complex financial structures into clear, actionable insights for non-finance stakeholders.
Proven ability to manage high-stakes, multi-month due diligence processes involving Legal, Tax, and Credit teams.
Shows a high degree of resiliency when navigating the ambiguity of a rapidly evolving regulatory environment.

Work on a problem that truly matters – We are redefining how people shop, pay, and bank in Colombia, breaking down financial barriers and empowering millions. Your work will directly impact customers' lives by creating more accessible, seamless, and fair financial services.
Be part of something big from the ground up – This is your chance to help shape a company, influencing everything from our technology and strategy to our culture and values. You won’t just be an employee—you’ll be an owner
Unparalleled growth opportunity – The market we’re tackling is massive, and we’re growing faster than almost any fintech lender at our stage. If you’re looking for a high-impact role in a company that’s scaling fast, this is it.
Join a world-class team – Work alongside top-tier talent from around the world, in an environment where excellence, ownership, and collaboration are at the core of everything we do. We care deeply about what we build and how we build it—and we want you to be a part of it.
Competitive compensation & meaningful ownership – We believe in rewarding our talent. You’ll receive a generous salary, equity in the company, and benefits that go beyond the basics to support your growth.

Capital Markets Analyst

Key skills