Define and drive the product roadmap for acquiring
Own the full product lifecycle — from discovery and prioritization to launch and post-launch optimization
Manage backlog and priorities based on metrics, strategy, and merchant needs
Translate market needs into clear product decisions with a long-term vision
Lead product development across recurring billing flows: CIT, MIT, card-on-file, retries, and dunning
Improve authorization rates, recovery rates, and overall recurring payment performance
Work with PSPs and orchestration providers to optimize routing and processing
Ensure full compliance with Visa and Mastercard rules, including recurring payment regulations
Apply deep knowledge of authorization, clearing, settlement, 3DS, and tokenization
Manage subscription-specific risk: chargebacks, friendly fraud, trial abuse, and scheme thresholds
Support KYC/KYB and AML requirements across merchant categories
Understand the needs of both high-risk and low-risk merchant categories
Assess subscription business models: unit economics, churn, fraud exposure
Identify opportunities to improve approval rates and merchant experience at scale
Partner with risk, compliance, legal, finance, and engineering teams
Facilitate Agile practices within the product team
Support go-to-market efforts in collaboration with marketing and partners

Experience in product management within fintech / payments / card acquiring
Proven experience with subscription and recurring payment models
Direct experience working with Visa and Mastercard as a principal member
Deep understanding of scheme rules, recurring billing compliance, and chargeback management
Expertise in chargebacks in subscription environments
Solid knowledge of Visa / Mastercard thresholds and recurring payment rules
Familiarity with 3DS, tokenization, KYC/KYB, AML
Ability to think at scale — across merchants, products, and ecosystems
Strong analytical and data-driven mindset
Ability to assess business models and translate insights into product priorities
Fluent English; Russian is an asset
Ownership mindset and ability to operate independently
Experience with card processor integrations is a plus

Opportunity to shape the future of fintech solutions within a growing company
Collaborative, horizontal team structure that values your expertise and ideas
Continuous learning and development opportunities to enhance your skills and career growth
Competitive salary and benefits package
Flexible work arrangements to support work-life balance

Product Owner – Acquiring

Key skills