Serve as the financial partner to Sales on live credit deals — modeling the full economic stack: interchange, finance charges, fees, rewards costs, cost of funds, expected losses, network fees, and sponsor bank revenue share
Build deal-level models that capture the full life-of-portfolio economics
Partner with Credit Risk and Capital Markets teams to make sure every deal model reflects realistic loss assumptions, funding costs, and capital efficiency considerations
Partner with the credit function to build the foundational models for credit product
Model multi-party revenue share structures across program manager, sponsor bank, processor, and network
Lead deal review meetings on credit deals with sales leadership
Build and continuously sharpen the credit-specific deal desk toolkit
Help Sales speak credibly about credit economics with prospects
Stay close to credit product evolution, regulatory developments, and competitive dynamics in the credit issuing space
Collaborate closely with the rest of the deal desk team across debit, prepaid, and other product lines
Experiment with AI to make credit deal modeling faster and better

Bachelor's degree in a quantitative field — Finance, Accounting, Economics, Engineering, Math, or any discipline that built your numerical fluency
6-8 years of experience in financial planning and analysis, deal desk, pricing, credit product finance, or a related GTM finance function — with meaningful exposure to credit card or lending economics
Comfortable across the credit economics stack.
An exceptional partner and team player.
A genuinely strong financial mind.
Thrive under pressure.
AI-curious and hungry to experiment.
Excellent written and verbal communicator.
Proactive, with a bias toward improving processes rather than tolerating them.
Advanced Excel; comfortable across Google Workspace.

Multiple health insurance options
Flexible time off – take what you need
Retirement savings program with company contribution and after tax contributions
Equity in a publicly-traded company and an Employee Stock Purchase Program
Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
Free therapy sessions, financial and professional coaching, and legal advice
Monthly stipend to support our remote work model
Annual “development dollars” to support our people growth and development
Through Flex First, the freedom to live and work wherever you and your family thrive

FP&A Manager, GTM Finance – Credit Products

Key skills