Spinwheel is on a mission to reinvent how consumers manage debt through their innovative platform. They are seeking a Product Manager to own the bureau strategy and lead integrations with credit bureaus, ensuring the development of bureau-powered products that improve financial outcomes for users.

Responsibilities:

Build and refine our bureau roadmap across Equifax, Experian, TransUnion, and specialty/alternative bureaus
Evaluate bureau offerings (attributes, scores, decisioning tools, fraud products, income estimates, and more) and determine how they map to Spinwheel’s long-term strategy
Create frameworks to compare bureau datasets, pricing, latency, accuracy, and vertical strengths
Partner with leadership to define diversification, redundancy, and cost optimization strategies
Own the full integration lifecycle — from vendor evaluation and scoping to API architecture, data validation, rollout, and monitoring
Define integration requirements, error handling, data normalization rules, and reconciliation processes
Work with Engineering and Data to ensure clean ingestion, mapping, standardization, and parity across bureaus
Track success metrics including uptime, data quality, match rates, latency, and reliability
Design features and intelligence that leverage bureau data for: Liability identification & enrichment, Underwriting inputs & data prep, Debt reduction insights, Repayment optimization & modeling, Credit improvement recommendations
Translate bureau capabilities into user-facing value that improves savings, outcomes, and financial health
Partner with Compliance & Legal to operationalize FCRA alignment, data retention, user disclosures, and bureau contract requirements
Ensure data flows, product behavior, and user journeys reflect permissible purpose and auditability needs
Define data quality monitoring, reconciliation routines, issue classification, and bureau dispute workflows

Requirements:

Have extensive experience with credit bureaus—data products, integrations, APIs, attributes, compliance, and use cases
Have shipped financial products in fast-paced startup or high-velocity environments
Use AI tools to actually ship more, faster, and better
Are technical enough to work closely with engineers and data teams
Are customer-obsessed and able to make the right trade-offs in regulated spaces
Get energized by messy, complex, high-impact problem spaces—especially debt, lending, and credit infrastructure
Experience: Fintech, credit bureaus, APIs, or AI systems experience strongly preferred
Location: Fully remote (U.S. time zones preferred)

Spinwheel

Open Positions (1)

Product

Product Manager