Design and maintain the enterprise-wide Risk Management Framework, defining and monitoring risk appetite and key risk indicators
Conduct risk assessments across operational, compliance, AML, ICT, outsourcing and fraud risks
Implement and oversee the internal control framework in line with the three lines of defence model
Prepare regular risk reporting to the Executive Committee and Board
Ensure full compliance with Luxembourg and EU regulatory requirements applicable to payment institutions
Implement and maintain compliance policies and procedures, and oversee the compliance monitoring plan
Lead regulatory reporting and manage supervisory interactions with the CSSF
Translate regulatory developments into concrete operational implementation
Ensure full compliance with Luxembourg and EU regulatory requirements applicable to payment institutions
Oversee the AML/CFT framework in accordance with Luxembourg law
Supervise KYC processes and transaction monitoring
Manage suspicious transaction reporting to competent authorities
Conduct annual AML risk assessments and lead staff training programmes
Ensure compliance with ICT risk and operational resilience requirements (including DORA)
Supervise the outsourcing governance framework
Oversee incident reporting and business continuity arrangements

Minimum 8 years of experience in risk and compliance within a regulated financial institution (payment institution, e-money institution, bank or regulated fintech)
Proven experience interacting directly with the CSSF and managing supervisory relationships
Strong knowledge of the Luxembourg regulatory framework: Law of 10 November 2009 (PSD2), Law of 12 November 2004 (AML/CFT), CSSF Circulars 12/552, 22/806 and 20/750
Solid grasp of the European framework: PSD2, EBA Guidelines (Internal Governance, Outsourcing, ML/TF Risk Factors), DORA and GDPR
Experience in license applications or regulatory remediation is a strong plus
Ability to operate independently and build frameworks from the ground up in a scaling environment
Excellent analytical and communication skills
Fluent English required; French considered a strong asset

Competitive Salary and Equity: We offer highly competitive salaries and a stake in our success with share options because we're building this together.
Diverse and Inclusive Team: Join a dynamic and international team in excess of 8 nationalities. You'll have the chance to work with experienced professionals from around the world, fostering a rich learning environment.
Inspiring Mission: We are dedicated to revolutionizing business financing and making a positive impact on the European economy. Your work at INFINIT will have a lasting effect on businesses and communities.
Health and Well-being: Your health matters to us. You will have access to top-quality Medical & Mental Health Insurance.
Quality Time Together: We foster a sense of community with annual gatherings and bi-weekly office team gatherings. You're more than welcome to join us for quality time.
Personal Time Off: Enjoy flexibility with your personal time off.
Flexibility and Ownership: We trust our team and we are goal-oriented. Enjoy the flexibility of hybrid working 3 days a week in our Luxembourg office and 2 days at home.

INFINIT

Open Positions (1)