Leverage experimentation and advanced data analytics to derive insights. Dissect complex data and translate it into actionable strategies to help optimize credit underwriting
Determine and optimize purchasing power, ensuring they are set optimally to balance risk and growth, driving healthy user engagement
Play a pivotal role in underwriting cost saving, managing risk and improving the profitability
Support the launch of new products by designing and implementing credit strategies
Partner with Machine Learning and Engineering teams on building effective credit risk capabilities

2+ years of work experience as a data analyst/data scientist (consumer credit risk management strongly preferred but not required)
Curious and passionate to learn new things and think outside the box
Extensive experience with SQL and Python, or other scripting languages. Experience with Spark is a plus
Experience/knowledge with Machine Learning is a plus
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
A passion for finding insights in data and driving changes based on those insights
Intelligence + Humility. Hubris is the fastest way to blow up a business!
Grit. Lots of grit. You’ll wear 7 hats and not love all of them
This position requires either equivalent practical experience or a Bachelor’s degree in a related field

Health care coverage
Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets
generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off
competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP
An employee stock purchase plan enabling you to buy shares of Affirm at a discount

Analyst II, International Credit Risk

Key skills