Compliance Officer – Consumer Lending Originations

Role Overview

• Serve as the corporate subject matter expert across the designated lines of business.
• Develop relationships of trust and confidence with the designated lines of business.
• Demonstrate working knowledge of banking/consumer compliance regulations and laws, and apply this to risk management strategies.
• Provide oversight and monitoring of line of business processes and controls.
• Work proactively and collaboratively with the line of business to identify process improvements or control gaps and facilitate necessary associated changes.
• Keep abreast of new laws and regulations.
• Assist with regulatory compliance exams.
• Assist with corporate policy and training development.
• Educate and provide consultative advice on assigned regulations.
• Provide independent review and challenge on various line of business activities.
• Participate in or lead various projects related to mitigating risk to Key.

Requirements

• Bachelor’s degree or equivalent work experience; Juris Doctorate or CRCM preferred.
• Minimum 3 years of experience as a financial services compliance professional, bank regulator or other comparable legal experience.
• Demonstrated ability to work independently and collaboratively in a regulatory environment.
• Relevant certifications in compliance, auditing, or risk management (preferred).
• Demonstrated knowledge and understanding of ECOA, TILA, FCRA, MLA, E-SIGN, UDAAP and other consumer protection regulations.
• Ability to comprehend and interpret federal and state laws that apply to the consumer and commercial lines of business.
• Staying current with regulatory changes and industry best practices.
• Ability to identify and accurately rate/prioritize risks, including the ability to develop creative risk mitigation techniques that keep the bank within its risk appetite while achieving relevant business goals.
• Strong relationship management and leadership skills.
• Proven ability to work in a team environment.

Benefits

• Health insurance
• 401(k) matching
• Paid time off
• Flexible work arrangements
• Professional development opportunities
• Incentive compensation including production, commission, and/or discretionary incentives