Conduct enhanced due diligence and ongoing reviews of high-risk customers to support the Bank’s BSA, AML, and OFAC compliance programs
Perform and document customer due diligence (CDD) and enhanced due diligence (EDD) reviews for high-risk customers
Conduct ongoing monitoring and periodic reviews of customers within the high-risk portfolio
Analyze customer activity, transaction patterns, and risk indicators to identify potential suspicious activity
Prepare detailed high-risk customer analysis and summary reports, including recommendations for account retention or exit
Support suspicious activity investigations and assist with SAR-related documentation and escalation
Serve as a point of contact for law enforcement inquiries and information requests related to high-risk customers
Maintain accurate case documentation in BSA/AML systems in accordance with internal policies and regulatory standards
Collaborate with internal partners, including Compliance, Risk Management, Corporate Security, and Audit
Assist with internal and external audits, regulatory exams, and information requests as needed
Stay current on BSA/AML regulatory requirements and internal policy updates

Bachelor’s degree preferred or CAMS, CAFP, or CBAP certification
Minimum of 5 years of BSA/AML and OFAC experience
Excellent verbal and written communication skills
Must be accurate, detail-oriented, organized, self-motivated, be a skilled time manager, and work well independently
Must be reliable, committed to the job, and have a genuine desire to safeguard the bank from reputational risk
Must be comfortable interacting with all levels of bank management
Must be willing to travel as needed within the bank’s footprint
Proficient in Microsoft office
Must be highly analytical, able to make sound business decisions, and gauge risk according to the bank’s risk appetite.
Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.

BSA High Risk Portfolio Analyst II

Key skills