Key skills
Risk ManagementSales
About this role
Role Overview
- Working under the direct supervision of a Portfolio Group Manager, Senior Group Sales Manager or Market President
- This position’s primary responsibilities include credit analysis, underwriting, and portfolio management
- The assigned portfolio will primarily consist of Wholesale Banking relationships
- Perform due diligence, credit analysis, underwriting, recommend borrower, and facility risk assessment ratings and preparation of credit approval packages
- Perform on-going portfolio management, monitoring, and risk management activities
- Prepare annual or administrative reviews to assess client and guarantor financial performance
- Performs reviews and forms opinions on third-party prepared due-diligence documents
- Keep informed of current economic conditions and legislation which may affect client relationships and the Wholesale Line of Business
Requirements
- Bachelor's degree is required
- A Bachelor’s degree in Business Administration, Finance, Accounting, or related field is preferred
- 7+ years of credit analysis, underwriting, portfolio management, relationship management, or a combination of related commercial banking experience
- Credit analysis training or certificate program, advanced skills in underwriting larger complex commercial credits, and familiarity with syndication and participation credits is required
- Excellent verbal, written, and interpersonal skills.
- Ability to read, analyze and interpret business periodicals, professional journals, technical procedures or governmental regulations; to write reports, business correspondence and procedure manuals; effectively present information and respond to questions from groups of managers, clients and the general public
- Analytical and financial analysis skills
- Knowledge of loan documentation, loan agreements, loan structuring, collateral perfection and liens, general business contracts, etc.
- Self-motivated and well organized
- Customer service orientation.
Benefits
- Annual involvement in at least one (1) civic, community or industry-related activity is strongly encouraged