Key skills
Risk Management
About this role
Role Overview
- You’ll take ownership of our HMDA and CRA data quality.
- Each month, you’ll collect, validate, and scrub loan data from multiple systems—LaserPro, Encompass, Abrigo—to ensure every record meets federal Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) requirements.
- You’ll verify this data in HMDA/CRA Wiz and prepare it for final submission with 100% accuracy.
- You’ll be a second set of eyes—so nothing gets missed.
- You’ll review data entries completed by other team members through the bank’s second review process, run targeted audits on specific data points, and research and resolve exceptions in real time.
- You’ll support audits and regulatory exams with confidence.
- You’ll assist the Compliance and CRA team by preparing documentation, responding to requests, and producing reports used by the CRA Committee, Risk Management, and federal agencies.
- You’ll help improve the process, not just complete it.
- You’ll help maintain and refine procedures, support training initiatives, monitor for regulatory changes, and participate in the development of internal controls that ensure compliance year-round.
Requirements
- High school diploma or equivalent required; additional education preferred
- At least 3 years of relevant banking or lending operations experience
- Knowledge of HMDA and CRA regulations required
- Experience with LaserPro, Encompass, Abrigo, or HMDA/CRA Wiz preferred
- Strong Excel skills and comfort working with loan systems and data validation tools