Conduct risk assessment and classification in alignment with Manulife's philosophy and standards.
Proactively and reactively support advisors and clients, particularly with large life insurance cases over $5 million.
Enhance sales through strong advisor relationships and excellence in field underwriting practices.
Prepare comprehensive cover letters and respond to preliminary opinions and inquiries promptly.
Engage directly with clients to provide curated preliminary opinions.
Collaborate with the National Field Underwriter and Head Office underwriters to ensure consistency and the highest quality decisions.
Maintain positive and effective relationships with internal and external partners, including advisors, wholesalers, and other specialists.
Stay updated with industry trends and guidelines by attending underwriting and sales team meetings.
Manage client expectations by identifying unwanted risks and suggesting alternative product solutions.
Align with consumer laws and regulations regarding risk classification, confidentiality, and disclosure.
Identify and propose solutions to enhance processes and customer experience.
Create and deliver presentations and conduct regular in-person meetings to strengthen advisor relationships.
Represent Manulife externally.

Minimum of 15 years of experience as an underwriter, specializing in large life insurance cases over $5 million.
Proven track record in underwriting with a sales and relationship-focused mindset.
Strong understanding of insurance products, financial and medical guidelines, and non-medical risks impacting mortality.
Experience with financial reports and training in anti-money laundering practices.
Ability to work collaboratively with advisors, wholesalers, and underwriters, and think creatively to provide solutions.
Proficiency in Microsoft Word, PowerPoint, Excel, and Teams.
Strong time management, organizational skills, and ability to analyze complex information.
Fully bilingual (French/English) is required.

health, dental, mental health, vision insurance
short
and long-term disability
life and AD&D insurance coverage
adoption/surrogacy and wellness benefits
employee/family assistance plans
retirement savings plans including pension and a global share ownership plan with employer matching contributions
financial education and counseling resources
generous paid time off including holidays, vacation, personal, and sick days
full range of statutory leaves of absence

Bilingual National Field Underwriting Consultant

Key skills