Senior Credit Analyst, FA&O

Role Overview

• Review and analyze credit applications in food, agriculture, and outdoor product space.
• Adjudicate credit decisions within an authorized credit limit, and prepare supporting information as necessary for transactions exceeding the authorized credit limit
• Handle high volumes of applications to adhere to predetermined turnaround time guidelines
• Ensure quality of credit is in accordance with DLL risk policy and underwriting guidelines to minimize credit losses
• Responsible for credit reporting and other administrative projects as assigned
• Collaborate and negotiate as required with Commercial teams in achieving corporate goals
• Perform annual reviews on an assigned portfolio of customers
• Decision credit applications as assigned
• Escalate risks to Senior Director, FA&O Credit

Requirements

• 5 years of credit underwriting and adjudication experience

• Prior experience in agricultural finance and lending
• Experience in equipment finance is preferred
• Undergraduate Degree in Business or Economics preferred
• Proficient in analyzing and understanding financial statements
• Proficient in MS – Word, Excel, Outlook, and SharePoint
• Sense of urgency, ability to flourish in fast paced transactional flow environment
• Ability to multi-task and handle multiple transactions
• Desire to learn and grow
• Effective interpersonal and communication skills
• Excellent planning, organizational and time management skills
• Strong writing skills and analytical skills
• High attention to detail
• Solid team player and collaborative nature
• Ability to work from home remotely/independently and in a virtual team environment

Benefits

• Two working days per year volunteering for a local charity
• Bonus plan
• Remote working from home opportunities
• Flexible hours
• Career development opportunities: online learning, member development programs, Tuition reimbursement program.
• Outstanding Medical, Dental, Vision and Paramedical benefit programs
• Employer paid defined contribution pension plan
• Industry leading Vacation package
• Subsidized Gym membership programs
• Employee Referral program
• Open concept modern working environment