Analyst, Specialty Underwriting, Portfolio Manager - CRE

Role Overview

• Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence calls
• Perform thorough financial analysis and identify disparities, risks, and creative ways to mitigate risk
• Prepare financial modeling inputs with little guidance; understand model mechanics and consider overrides or exceptions
• Analyze appropriate structuring options considering collateral and borrower valuation
• Write and prepare majority of the credit approval document; provide meaningful contribution to internal meetings, including deal review and pipeline meetings
• Coordinate and complete closing process requirements
• Begin to shadow more senior underwriters on reviewing and negotiating legal documentation
• Communicate with all external constituents; exhibit a sense of urgency toward meeting client requests
• Prepare term sheets, commitment letters and fee letters with guidance; basic understanding of credit documents
• Demonstrate ownership of a portfolio of existing customers with minimal guidance; may take on more complex or higher volume of accounts
• Complete annual reviews and both material and non-material modifications independently and on time
• Monitor and determine upgrades or downgrades to risk ratings
• Ensure compliance with credit policies and procedures for existing accounts
• Respond to requests from all internal and external stakeholders
• Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities
• Escalate and resolve problem accounts in partnership with other teams and specialists
• Build relationships across function and business to foster collaboration between partner groups
• Mentor and train rotational analysts and new hires
• Participate in internal initiatives to ensure the business is well-managed and operates efficiently

Requirements

• Bachelor’s Degree or Military Experience
• At least 2 years of experience in credit underwriting, portfolio management or commercial real estate
• Bachelor's Degree in Accounting, Finance, or other relevant fields
• Previous experience in underwriting or portfolio or asset management
• Completed coursework or training in commercial real estate & credit risk management
• Fluency in either Microsoft Office or Google Suite

Benefits

• Comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being