Own high-stakes decision systems, translating complex credit policy and data into real-time actions that determine how and when we extend credit.
Design for judgment and scale, ensuring our automated systems and human-in-the-loop processes work in harmony to surface risk without disrupting legitimate customers.
Partner closely with Engineering, Data, and Credit teams to operationalize complex underwriting or payment models that balance business unit economics with customer success.
Leverage SQL and data analytics to break down high-level metrics into the underlying drivers that move the needle for both the company and the consumer.
Act as a collaborative disruptor, iterating rapidly to launch experiments that improve our acquisition "brain" or post-acquisition journeys.
Drive alignment across the organization by crafting clear narratives and roadmaps that show how technical choices lead to better outcomes.
Proactively identify potential friction points across teams and functions, advocating for solutions that prioritize the long-term health of our customer base.
Requirements
~3+ years (PM), ~5+ years (Senior), or ~8+ years (Principal) of product management experience, managing technical products from ideation to rollout.
Technical proficiency and the ability to engage in deep conversations with engineers regarding system architecture, APIs, and data implementations.
Proficiency using SQL to query data, investigate decision logs, and analyze performance funnels.
A proven track record of delivering complex projects in regulated or data-heavy environments.
A structured problem-solving approach and the ability to make independent decisions in ambiguous, high-stakes situations.
Experience defining roadmaps that optimize for both enterprise value and customer well-being.
Experience in fintech, lending, or payments is preferred.
Tech Stack
SQL
Benefits
Paid time off
401(k) match
A monthly wellness stipend
Health/dental/vision insurance options
Disability coverage
Paid parental leave
Flexible spending account (for childcare and healthcare)