Analyze the credit quality of corporate clients through financial statement processing, regulatory risk classification, and preparation of Credit Memorandums.
Understand each client’s business model, competitive positioning, and economic environment, evaluating risk exposure and financial sustainability.
Develop cash flow projections, build financial scenarios, and conduct sensitivity analyses to anticipate potential risks or required actions.
Prepare reports within internal systems such as InfoBAC and other organizational models, ensuring traceability and consistency in credit documentation.
Support the monitoring of loans showing warning signs or deterioration, documenting findings and recommending action plans.
Requirements
Bachelor’s degree in Economics or Accounting
3–5 years of experience in corporate credit analysis
Knowledge of credit risk management and prudential regulation
Experience in profitability and financial viability analysis
Strong ability to model cash flows and evaluate financial scenarios
Benefits
Private health insurance
Employee solidarity association
Additional paid leave days
Preferential financial benefits
Agreements with universities, gyms, and healthcare centers