US Chief Executive Officer (CEO) / Chief Operating Officer (COO)

Role Overview

• Lead and legally represent the US regulated entity through licensing, launch and early-scale operations, acting as the designated CEO & COO with full accountability for regulatory compliance, operational execution, and local performance.
• This role combines executive ownership with hands-on execution: setting strategy, building the operating model from the ground up, and ensuring the entity meets all supervisory expectations across multiple US licences.
• You will serve as the primary accountable executive before regulators, the local Board, and Group leadership, while building a lean, high-performing team and embedding scalable, automation-driven processes from day one.

Requirements

• U.S. residency and permanent work eligibility.
• Located in the United States
• 6+ years leadership experience in fintech/payments or regulated financial services, with experience launching or scaling a US money transmitter or a closely related business.
• Strong background in money transmission, remittances, payment processing, e‐wallets, crypto, and/or similar businesses where funds movement and licensing are core.
• Prior experience working closely with U.S. state regulators and/or federal regulators on licensing, exams, and ongoing supervision strongly preferred.
• Prior experience as CEO, COO, General Manager, or equivalent business line leader with P&L responsibility and demonstrated success scaling a regulated financial or payments business.
• Solid understanding of U.S. state money transmitter laws, BSA/AML, OFAC sanctions, KYC/KYB, and applicable consumer protection requirements.
• Demonstrated experience partnering with a Chief Compliance Officer/BSA Officer and legal counsel to design, implement, and enhance compliance programs.
• Familiarity with Board governance and audit-readiness in a regulated context.
• Strong operational execution skills; comfortable building from “zero to one”.
• Excellent communication and relationship‐building skills with Boards, regulators, banks, and strategic partners.
• Spanish proficiency is an advantage.
• Preferred Qualifications
• Bachelor’s degree in business, finance, economics, engineering, law, or a related discipline required; advanced degree (MBA, JD, or similar) preferred.
• Relevant certifications (e.g., CAMS, CRCM, PMP) are a plus, especially where they complement strong compliance and operational leadership.

Tech Stack

• PMP

Benefits

• Flexibility: we have flexible schedules and we are driven by performance.
• Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.
• Referral bonus program: our internal talents are the best recruiters
• refer someone ideal for a role and get rewarded.
• Learning & development: get access to a Premium Coursera subscription.
• Language classes: we provide free English, Spanish, or Portuguese classes.
• Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
• dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!