Senior Underwriting Consultant, Product Lead, Misc E&O

Role Overview

• Maximizes opportunities for profitable new business, as appropriate based on market conditions, by leveraging business relationships, product knowledge and underwriting acumen.
• Develops and maintains an active target account list tracking prospects and account rounding and/or missed opportunities.
• Manages financial performance of all assigned products in assigned territory.
• Underwrites a complex book of business.
• Manages underwriting quality and book management.
• Executes underwriting strategy, including portfolio management, self-audits new and renewal business and well documented approvals of underwriting edits.
• Ensures compliance with standards and assigned underwriting authorities.
• Regularly travels to key producers/accounts and remains highly visible in the marketplace.
• Anticipates the needs of the agency plant, analyzes trends, and implements proactive strategies that best position the business.
• Communicates the company’s underwriting appetite and generates qualified business in support of that appetite.
• Monitors agency action plans and participates in agency planning and marketing meetings with other staff.
• Assists with the implementation and execution of underwriting audits.
• Responds to Field Underwriters on individual risks or program analysis with recommendations and/or approvals.
• Responds to requests for assistance or consultation from other company businesses or Home Office staff and may participate on related project task forces and committees as a subject matter expert.
• Develops and leads training initiatives as needed.
• Integrates line of business actions and priorities with overall company or business unit strategies.
• Influences the direction of underwriting appetite, production and pricing by assisting with line of business planning process as needed.
• Identifies and communicates needs and opportunities for product refinement and/or development to Sr. Management.
• May assist with the creation of pertinent underwriting guidelines, product and system modifications, and coverage forms.
• May be recognized as a subject matter expert for a particular segment or line of business.
• Leads and/or participates in various projects in support of the line of business related to operations, processing and IT.
• Participates in industry events as a subject matter expert and representative of the company.
• Mentors and coaches less experienced underwriters.
• Develops and leads technical training and provides guidance to others as needed.

Requirements

• Bachelor’s degree or equivalent experience
• Minimum of 10 years of Misc E&O experience
• Professional insurance designation is preferred (AICPCU, RPLU)

Benefits

• Comprehensive medical, dental and vision insurance with no waiting period
• Competitive paid time off programs
• 401(k) savings and annual contributions of up to 12% of annual salary
• Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits