Develop and assess new account acquisition strategies to drive growth.
Analyze past performance to refine strategies and create new credit limit policies.
Generate detailed reports on key credit risk metrics to guide decision-making.
Address ad-hoc requests from internal stakeholders promptly and effectively.
Evaluate, research, and resolve various issues that arise.
Communicate clearly and build strong relationships with different departments.
Utilize SQL, SAS, Python, and R to create comprehensive reports.
Use data visualization tools like APT, Decision Trees, and Microsoft Office to present findings.
Ensure all credit policies and procedures comply with regulatory requirements and internal standards.
Regularly review and update policies to reflect changes in regulations and market conditions.
Conduct risk assessments and audits to identify and mitigate potential compliance issues.

Bachelor’s Degree in Finance, Business, Economics, Mathematics, Statistics or quantitative field or related
5+ years analytical experience focusing on credit cards or other types of unsecured consumer lending and presentation experience
Master’s Degree in Finance, Business, Economics, or quantitative field or related or related (preferred)
6+ years SAS/SQL, Python, R proficiency, credit card or other consumer lending experience.

Senior Credit Management Analyst – Home Improvement Lending

Key skills