Underwriting Consultant – Disability Insurance

Role Overview

• Evaluate and handle all underwriting aspects of disability insurance applications
• Understand underwriting policies, guidelines, practices, and procedures
• Determine whether to accept, modify, or decline a risk through evaluation of an individual's risk profile including medical history, occupational hazards, financial background, etc.
• Build trust by providing efficient, quality service to our MMFA agents, brokers, and field office staff
• Communicate effectively with the field to explain underwriting decisions and facilitate placement of business
• Tailor communication style to fit a variety of target audiences
• Collaborate with stakeholders to gather information necessary for decision-making and selecting profitable risks
• Influence and champion changes to improve processes

Requirements

• High school diploma or GED
• 5+ years of proven success underwriting disability insurance in a fast-paced work environment
• $7K+ approval authority in disability insurance underwriting
• Bachelor’s degree (preferred)
• 8+ years of proven success underwriting individual disability insurance
• Approval limits of $10K+ IDI, $15K+ BOE, $250K+ Buy/Sell without a second signature (preferred)
• Business Overhead and Buy Sell disability underwriting experience (preferred)
• Industry exams completed, e.g., ALU 101, 201, 202, LOMA, ALMI, FMLI, ALU, FALU, DIA, DIF (preferred)
• Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial)
• Ability to think critically and problem solve using data

Benefits

• Competitive pay and benefits from day one
• Flexible to work from anywhere in the U.S.
• Regular meetings with the DI Underwriting Team
• Focused one-on-one meetings with your manager
• Networking opportunities including access to diverse Business Resource Groups
• Access to learning content on Degreed and other informational platforms