Compliance Officer – Home Lending Compliance

Role Overview

• Serve as the corporate compliance subject matter expert for the Home Lending Origination line of business.
• Demonstrate working knowledge of banking/consumer compliance laws and regulations and apply them to risk management strategies.
• Develop relationships of trust and confidence with the lines of business.
• Provide second line of defense oversight and monitoring of processes and controls, identify improvements and facilitate necessary changes.
• Document testing results in concise management reports and escalate significant risks.
• Review policies and procedures for consistency with current banking and securities regulations.
• Educate and provide consultative advice on various regulations.
• Provide independent review and challenge to various business activities.
• Participate in various projects related to mitigating risk to Key.
• Ensure that systems utilized by lines of business function in a compliant manner.

Requirements

• Bachelor’s Degree required; substantial industry experience may be substituted for a Bachelor’s degree; CRCM preferred.
• Minimum 3 years of experience as a financial services compliance professional, Home Lending Origination, Audit
• or other comparable experience.
• Demonstrated knowledge of mortgage and home equity originations including the related rules and regulations to include: TILA, RESPA, FCRA, ECOA and other consumer protection regulations.
• Practical knowledge of internal controls, risk assessments and compliance processes, and applicable techniques for implementation of regulatory requirements.
• Established relationship management skills.
• Proven ability to work in a team environment.
• Sound decision-making skills; able to make decisions independently and quickly.
• Solid written and oral communication skills and the ability to communicate up and across the organization.
• Strong research skills coupled with strong problem solving/analytical skills.
• Strong attention to detail.

Benefits

• Health insurance
• Retirement plans
• Paid time off
• Flexible work arrangements
• Professional development opportunities
• Incentive compensation which may include production, commission, and/or discretionary incentives