Act as UK MLRO: Serve as the nominated MLRO for the UK entity
Maintain responsibility for SAR decision-making and submissions to the NCA
Act as the main point of contact for the FCA and other UK authorities
Own the UK AML Framework: Design, implement, and continuously improve UK AML and CTF policies, procedures, and controls
Ensure compliance with UK MLRs, POCA, TACT, and FCA guidance applicable to cryptoasset businesses
Hands-On Oversight: Review and decide on escalated high-risk customers and transactions
Oversee Enhanced Due Diligence for complex or high-risk clients
Provide final sign-off on sensitive onboarding and exit decisions
Regulatory Engagement and Reporting: Manage regulatory filings, inspections, audits, and information requests
Prepare and deliver MI, risk assessments, and AML reporting to senior management and the board
Cross-Functional Collaboration: Work closely with Legal, Risk, Finance, Security, and Product teams
Advise product and engineering teams on AML implications of new features, markets, and partnerships
AML Culture and Training: Deliver AML training across the UK business
Promote a strong compliance culture that supports growth while managing risk

5 to 8+ years of experience in AML and financial crime compliance within fintech, payments, crypto, or regulated financial services.
Prior experience acting as MLRO or Deputy MLRO in the UK, or clear readiness to assume full MLRO accountability.
Strong working knowledge of: UK Money Laundering Regulations Proceeds of Crime Act and Terrorism Act FCA expectations for cryptoasset and payments firms.
Hands-on experience with SARs, KYC and KYB, EDD, sanctions screening, transaction monitoring, and risk assessments.
Familiarity with crypto and blockchain compliance is highly desirable, including on-chain risk and exposure.
Experience working with or implementing tools such as Chainalysis, Elliptic, Persona, Notabene, or similar.
Understanding of broader regulatory frameworks such as MiCA, FATF Recommendations, GDPR, and operational resilience requirements.
Professional certifications such as CAMS or ICA qualifications are a strong plus.
Excellent judgment, communication skills, and confidence engaging with regulators and senior stakeholders.
A pragmatic mindset. Comfortable setting strategy, but equally comfortable making difficult decisions and reviewing cases directly.

Extensive access to leading AI tools and subscriptions, with AI actively encouraged and integrated into daily workflows.
Stock options program.
We conduct two performance reviews annually. The first addresses performance ratings, bonuses, and promotions. The second encompasses these elements along with salary adjustments reflecting inflation and market conditions.
Unlimited, flexible PTO
Company laptop and home office allowance
Flexible working hours
Company-paid off-sites and team events
Local, flexible benefits

AML Officer / MLRO, UK

Key skills