Product Owner – New Digital Platforms

Role Overview

• Develop customer-oriented solutions in digital banking, ensuring a strong focus on customer value and experience
• Own and drive end-to-end product delivery and customer journey within the mobile/web application
• Manage and prioritize the product backlog in alignment with business goals, applying a data-driven approach, and use product metrics to support informed decision-making (including backlog refinement and ensuring clear, actionable requirements for the team)
• Drive both discovery and delivery phases (applying Double Diamond methodology, Dual track agile model)
• Ensure a strong discovery → delivery flow with an incremental approach
• Align stakeholders and drive clarity in a complex enterprise environment
• Foster and support a collaborative and high-performing team culture

Requirements

• Experience as a Product Owner in digital products, preferably in banking or fintech
• Strong understanding of Agile frameworks, including Scrum and LeSS
• Strong experience in managing, prioritizing, and refining the product backlog, ensuring clear and actionable requirements for development teams
• Hands-on experience with discovery practices such as Customer Journey Mapping, Service Blueprinting, Stakeholder Interviews, and the Double Diamond approach
• Experience working with cross-functional teams in enterprise environments
• Ability to manage end-to-end product delivery
• Experience with estimation, planning, and release forecasting
• Understanding of data-driven decision-making and product metrics
• Strong analytical thinking and ability to solve complex problems
• Open-mindedness and willingness to explore new ideas and approaches
• Excellent communication and stakeholder management skills
• Ability to work in ambiguous and fast-changing environments
• Strong sense of ownership and accountability
• Team-oriented mindset with the ability to build and maintain a positive team culture
• Flexibility to take on features across different domains and contexts
• Fluent English is required in spoken and written communication due to working on the Pan-Baltic level

Benefits

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc
• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor