Triage new prospects to assess risk, plan design, data completeness, and pricing approach including any needed experience rating for Life, Short-Term Disability and Long-Term Disability.
Advise Distribution on plan designs & pricing recommendation including options for benefit levels, comparison to current or competition, rating assumptions and risk analysis.
Evaluate enrollment conditions and strategies to ensure successful implementation and satisfaction of any required product participation.
Negotiate with sales reps on new business to balance competitiveness with risk and support progress toward divisional sales goals.
Collaborate with Account Managers on renewals by applying the company’s renewal strategy considering plan designs, utilization, and pricing to maximize retention and ensure profitable performance.
Coordinate cross-functionally with Distribution, Operations, Claims, Product, and Actuarial to ensure alignment and promote positive customer experience.
Support special projects for leadership including process improvements, pricing updates, and new product features / offerings.
Mentor teammates including reviewing work, sharing best practices, and helping to upskill the team.

Minimum of 5 years of Life, Disability and Supplemental Health Underwriting
Strong analytical and decision-making skills
Excellent communication and mentoring abilities
Advanced knowledge of EB hybrid products preferred
Bachelor’s degree in a related field preferred
High School Diploma or equivalent; or any combination of education and experience which would provide an equivalent background.

Senior Underwriting Consultant – Group Benefits

Key skills