Lead the implementation and management of compliance programs aligned with RPAA, card network requirements (e.g., Visa), and relevant lending licensing or registration needs
Oversee day-to-day controls and monitoring for the Banking and Credit Card compliance programs
Serve as the internal subject-matter expert for payments regulation, licensing, and risk controls related to safeguarding, operational risk, and program governance
Lead to internal training and awareness to strengthen payment regulatory knowledge across teams
Partner with Product, Engineering, and Operations teams to embed compliance into product development and lifecycle management
Draft and maintain policies, procedures, and internal guidance for applicable compliance requirements
Support regulatory reporting and audit readiness, including regulator inquiries, risk assessments, and network attestations
Identify and triage compliance risks related to payment program expansions or enhancements
Leverage automation tools (e.g., Notebook LM) to streamline program execution and reduce overhead
Collaborate with cross-functional teams to scale programs efficiently and support junior team member enablement

5+ years of experience in payments compliance, regulatory risk, or operations within fintech, banking, or payment networks
Strong understanding of Canadian payments regulation (RPAA, FINTRAC, FCAC, OSFI) and Visa/Mastercard network rules
Experience working with US bank sponsorship programs/ US payment systems and relevant regulations (e.g., BSA, FinCEN, CFPB, Nacha, RTP)
Experience supporting card or prepaid programs, PSP licensing, or retail payment frameworks
Comfortable navigating ambiguity and building new processes from the ground up
Excellent communication and project management skills, with experience working cross-functionally across Product, Legal, and Operations
Familiarity with compliance automation and tooling (e.g., GRC tools, Notebook LM, or custom-built dashboards)
Strong analytical and problem-solving abilities, with an eye for both risk and scalability

Top-tier health benefits and life insurance
Long-term group savings with employer match, through Wealthsimple for Business
20 vacation days, 4 wellness days, and unlimited sick and mental health days per year
90 days away: work outside Canada for up to 90 days per year
Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS

Senior Manager, Payments Product Compliance

Key skills