Key skills
LeadershipCommunication
About this role
Role Overview
- Assess the creditworthiness of loan applicants by analyzing financial data, credit reports, and other relevant information
- Determine the risk level associated with lending and make informed decisions based on established criteria
- Evaluate exceptions to credit policy carefully and make recommendations to the leadership team
- Collaborate with internal teams to streamline the underwriting process and ensure timely completion of applications
- Conduct periodic reviews of existing customers to evaluate credit limit changes and recommend appropriate changes
- Communicate effectively with clients, providing clear explanations of underwriting decisions and assisting in resolving inquiries
Requirements
- Prior experience in either consumer or small business underwriting
- A basic understanding of Excel and other platforms of data entry
- Ability to work both independently and as part of a team
- Strong attention to detail and the ability to handle multiple tasks effectively
- Familiarity with fast-paced environments with an “all hands on deck” approach
- Strong written and oral communication & analytical and interpersonal skills
- Ability to develop and foster strong cross-functional partnerships
Benefits
- Competitive salary and benefit options
- Medical/dental/vision insurance
- 401(k) with company match
- WFH stipend
- PTO