Develop new credit-pricing models, taking into account Sicredi's diverse customer segments, strategies, assumptions and products;
Implement, together with the product area, the models developed by the credit-pricing team;
Monitor, review, recalibrate and adjust models when appropriate;
Propose methodological and automation improvements for cost and elasticity models;
Produce studies and new proposals on credit pricing topics, understanding members' profiles, products and stages of the credit cycle, providing insights for credit strategy or new deliverables and presenting them to relevant stakeholders;
Work with different product teams, supporting analysis and new data/information perspectives;
Interact with different roles in the data process (analysts, engineers, scientists and business analysts);
Maintain the necessary documentation for your deliverables;
Maintain continuous technical development, interacting with other Credit Cycle scientists, learning and teaching;
Present models to Credit Cooperatives and other CAS areas, highlighting the impacts of their use.

Bachelor's degree in a quantitative field such as Statistics, Mathematics, Economics, Accounting and Actuarial Sciences, Engineering, or related areas;
Experience with statistical modeling applied to the credit market;
Strong writing, summarization, presentation and communication skills, using language appropriate to the target audience;
Experience with programming languages and tools such as Python, Spark, SQL, SAS;
Practical experience in data analysis, monitoring metrics and developing ad-hoc studies;
Knowledge and experience in the credit market;
Knowledge of finance;
Intermediate English is desirable;
Experience in pricing (a plus).

Fixed 14th and 15th salaries;
Profit-sharing (depending on seniority);
Health and dental plans without copayment;
Well-being programs through Wellhub (formerly Gympass): nutrition, psychology, occupational health, massage, running groups and local gym access;
Food allowance and meal voucher with flexible allocation (%) between cards (VA/VR), without copayment;
Extended maternity and paternity leave;
Childcare or nanny allowance for children up to 6 years and 11 months;
Support for children with disabilities, no age limit;
Life insurance;
Private pension plan up to 7% of salary;
Training platform – Sicredi Aprende, offering a variety of courses;
40-hour work week – using a time bank system;
Remote work allowance (except for positions that are 100% on-site).

Data Scientist – Credit Pricing Focus

Key skills