Key skills
Communication
About this role
Role Overview
- Check initial mortgage applications to make sure all the necessary information is filled out correctly and completely.
- Confirm that the applicant's credit reports, income proof (like pay stubs or tax returns), bank statements, and purchase agreements are correct and match the application.
- Carefully enter information from mortgage documents into the company’s systems and underwriting tools, making sure all data is accurate and up to date.
- Upload and organize the correct documents in the company’s internal systems and portal used for the underwriting process.
- Ensure all application review work follows company policies, underwriting rules, and legal regulations in the mortgage industry.
- Work closely with applicants and Mortgage Ops team and other team members to ask for missing documents, explain decisions, and give updates on the application status.
- Maintain clear and accurate records of what documents were approved or rejected, the reasons why, and what additional information is needed.
- Keep yourself updated on any new industry practices, rule changes, or underwriting trends to do the job better.
- Share your feedback and ideas to make the application review process faster, more efficient, and better for the customer.
Requirements
- MBA or a related field is typically required.
- Minimum 0-1 years' experience in US mortgage Pre-Underwriting (Freshers are eligible).
- Strong analytical skills with the ability to evaluate complex financial documents.
- Knowledge of US mortgage industry regulations, primarily conventional loan programs.
- Excellent communication and interpersonal skills.
- Attention to detail and the ability to work independently.
Benefits
- Experience our comprehensive office perks, including daily meals and transport facility for commuting to and from the office, available for all employees coming to the office.
- Our comprehensive medical plan is available for you, your spouse and dependents. Employees are covered under Mediclaim, Group Term life insurance and Accidental insurance.
- Experience flexibility with our night shift allowance, work from home allowance and transportation allowance, where applicable. We prioritize your convenience.