Senior Analyst – Enterprise Risk

Role Overview

• Assessing and monitoring enterprise and operational risks
• Strengthening business process controls
• Providing meaningful risk insights to senior management and risk committees
• Collaborating closely with business, compliance, finance, treasury, and audit teams in a dynamic fintech environment

Requirements

• 4–5 years of experience in Enterprise Risk, Operational Risk, Internal Audit, or Business Process Controls within financial services or fintech.
• Strong hands-on experience in Business Process Controls, including Control design and documentation for end-to-end processes, Identification of key controls and control gaps, Testing of control design and operating effectiveness, Supporting remediation of control weaknesses.
• Proven experience conducting Risk and Control Self-Assessments (RCSA)
• Solid understanding of process-level risks and controls in areas such as, Payment's operations, Client onboarding & KYC,Transaction monitoring & fraud operations, Finance, settlements & reconciliation, Treasury operations, including liquidity management, funding, nostro/Vostro accounts, and cash management.
• Strong grounding in inherent risk, control effectiveness, and residual risk assessment.
• Strong analytical skills with experience in Trend analysis and root-cause analysis, working with incidents, KRIs, and audit data, Converting data into structured management insights.
• Good understanding of regulatory and governance expectations in a fintech /payments environment.
• Advanced working knowledge of Excel and PowerPoint for analysis and reporting.
• Qualifications: A bachelor’s degree in finance, Business, or Technology. Certifications like CA, CRISC, CIA or any globally recognized risk related certifications is highly valued.
• Experience in a fintech, payments, or regulated banking environment.
• Exposure to DORA, operational resilience, ICT risk, or outsourcing risk.
• Prior experience interacting with auditors, regulators, and risk committees.
• Familiarity with GRC / risk management tools.
• Experience using AI or advanced analytics tools to enhance risk analysis, control testing, or reporting (e.g., automation, data analytics, GenAI-assisted reviews).

Benefits

• We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.
• We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down.
• We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.
• We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
• We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.