Implement and maintain an enterprise-wide integrated risk management governance framework
Oversee and develop comprehensive procedures for Customer Due Diligence (CDD), including onboarding and ongoing monitoring
Design and manage processes for identifying, assessing, and mitigating key business risks across the organisation
Facilitate the development and maintenance of risk-related corporate policies, including those covering credit and counterparty risk, market risk, operational risk, compliance, information and physical security, acceptable use, and business continuity planning
Build and maintain a high level of trust and credibility with business partners, regulatory bodies, and customers
Manage AML control activities across relevant business units, ensuring consistent application and effectiveness of controls
Ensure robust policies, procedures, and internal controls are in place to support compliance with applicable AML/CTF laws and regulatory requirements
Maintain and provide fraud-related data and reporting as required by regulators and internal stakeholders
Drive organisation-wide awareness and deliver ongoing training on AML systems, policies, and procedures
Conduct internal audits related to AML, CDD, and regulatory compliance as required by regulatory authorities and payment schemes
Coordinate and supervise external audits, ensuring accurate documentation and timely resolution of findings

Postgraduate education in a finance, business, law, or risk-related discipline preferred
Minimum 3–5 years of experience in AML, financial services compliance, or risk management roles
Strong understanding of AML policies, financial crime regulations, and industry best practices
Sound knowledge of the requirements and expectations of regulatory authorities, including the MFSA and AMLA
Proven experience in managing internal controls, compliance frameworks, and risk mitigation processes
Excellent communication skills, both verbal and written, with the ability to interact confidently with internal stakeholders and external regulators
Demonstrated commitment to ethical standards, confidentiality, and professional integrity
Strong organisational and analytical skills with the ability to work under pressure and meet strict deadlines
Experience conducting internal and external audits, investigations, and regulatory reporting
Technical knowledge or experience with financial systems, networks, or payment technology is a strong advantage
Strong project management and business analysis capabilities, with the ability to lead cross-functional initiatives

Money Laundering Reporting Officer

Key skills