Credit Analyst

Role Overview

• Analyse client financial information including income, expenses, liabilities, and assets
• Assess borrowing capacity and determine suitable loan products across multiple lenders
• Prepare, structure, and review loan applications prior to submission
• Identify credit risks and provide clear recommendations to support lending decisions
• Liaise with lenders, brokers, and clients to obtain and verify required documentation
• Ensure all applications comply with lending policies, credit guidelines, and regulatory standards
• Maintain accurate records and track application progress within CRM and loan systems
• Manage multiple loan applications simultaneously while meeting deadlines
• Support brokers with lender policy interpretation and scenario analysis

Requirements

• Experience in mortgage broking, banking, financial services, or credit analysis
• Strong understanding of residential lending policies and credit assessment processes
• Excellent analytical and problem-solving abilities
• High attention to detail and accuracy in documentation and compliance
• Strong communication and stakeholder management skills
• Ability to manage multiple priorities in a fast-paced environment
• Familiarity with aggregator platforms and lender systems is an advantage