Identify, develop and maintain a quality network of community-based organizations, Realtors, and local state/government agencies for mortgage lending opportunities
Take residential mortgage loan applications and communicate underwriting decisions
Increase mortgage loan volume focusing on multiple customer segments
Research organizations within assigned geographic area providing services to low and moderate-income persons
Establish relationships with nonprofit organizations, realtors, state and local housing offices
Represent the bank in community-based meetings and initiatives
Explain variety of mortgage products and services available
Guide customers through the mortgage application process
Communicates regularly with customers to ensure application process proceeds as planned

Bachelor’s degree or progressive work experience in addition to experience below
3+ years related experience required
Growing network of outside contacts to generate quality referral business
Self-directed, ability to plan own activities to achieve sales goals
Excellent time management skills
PC skills, including knowledge of mortgage origination and automated underwriting systems
Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first-time home buyer education
Demonstrated sales ability
In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines
Minimum target annual loan originations of 48 LMI/multicultural units

Community Mortgage Loan Officer

Key skills