Assist in building and calculating the company's provision for doubtful debts (allowance for doubtful accounts) and in defining credit policies.
Serve as a liaison for publishing data for both the Tenda and Alea portfolios.
Support the team with indicator analyses that aid credit decision-making.
Assist in integration among partner areas (Credit, Collections, Business, Finance, BI, and Technology), helping ensure conceptual alignment of the data.
Actively contribute to the continuous improvement of credit management processes, identifying structural adjustments to models, rules, metrics, and data governance.
Act as support on critical, complex, or strategic requests, assisting analysts and leadership in problem resolution and in developing robust solutions.
Work with current and legacy provisioning methodologies for credit losses (allowance for doubtful accounts) and credit policies.
Promote continuous integration and collaboration across related areas to improve data understanding and align analyses with business strategy.
Help develop and validate advanced reports on the credit portfolios of Tenda and ALEA operations.
Help ensure the extraction and manipulation of large-scale data using SQL, Python, and/or other tools or languages.

Bachelor's degree in Administration, Accounting, Finance, Business Management, Law, Marketing, or a related field.
Knowledge of Microsoft Office.
Proficiency in SQL.

Credit Intelligence Analyst I

Key skills