Product Owner/Product Manager – Credit Card

Role Overview

• Own and manage the product roadmap for credit card products and related digital capabilities
• Work closely with business stakeholders to define product vision, features, and priorities
• Translate business requirements into user stories with clear acceptance criteria
• Collaborate with engineering, QA, and design teams in an Agile/Scrum environment
• Drive end-to-end delivery across areas like:
• Card issuance and onboarding
• Transaction processing and authorization
• Billing, statements, and payments
• Rewards, offers, and loyalty programs
• Disputes, fraud, and risk management
• Analyze customer needs, market trends, and competitor offerings to enhance product features
• Ensure compliance with banking regulations and security standards
• Track product performance using KPIs and drive continuous improvement
• Act as a bridge between business, technology, and operations teams

Requirements

• 6+ years of experience as a Product Owner or Product Manager
• Strong domain experience in Credit Cards / Retail Banking / Payments
• Hands-on experience with Agile methodologies (Scrum, SAFe)
• Strong understanding of:
• Credit card lifecycle and workflows
• Payment networks (Visa, Mastercard, etc.)
• Authorization, clearing, and settlement processes
• Experience with digital banking platforms, APIs, and microservices architecture
• Excellent stakeholder management and communication skills
• Ability to write clear user stories, epics, and acceptance criteria

Tech Stack

• Microservices