Software Engineer III – Payment Modernization

Role Overview

• Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements
• Designs, develops, and modifies architecture components, application interfaces, and solution enablers while ensuring principal architecture integrity is maintained
• Mentors other software engineers and coach team on Continuous Integration and Continuous Development (CI-CD) practices and automating tool stack
• Executes story refinement, definition of requirements, and estimating work necessary to realize a story through the delivery lifecycle
• Performs spike/proof of concept as necessary to mitigate risk or implement new ideas
• Automates manual release activities
• Designs, develops, and maintains automated test suites (integration, regression, performance)

Requirements

• 7+ years of hands‑on software engineering experience, including building and supporting mission‑critical systems.
• 7+ years of hands‑on experience with Java and Spring Boot building microservices for mission‑critical, low‑latency systems.
• 2+ years of technical leadership experience (Feature Lead / Tech Lead / Senior Engineer) leading delivery for a small to mid‑sized engineering team.
• Experience with event‑driven architectures using Kafka (topic design, consumer groups, streaming patterns, integration with back‑end services).
• Solid experience with Oracle (or similar RDBMS) including schema design for payments, performance tuning, and transactional integrity.
• Knowledge of wire processing workflows including initiation, compliance screening, enrichment, routing, settlement, exception handling, and investigations.
• Experience designing and deploying services using containers (Docker) and Kubernetes, including configuration, scaling, and rollout strategies, preferably on a cloud or private‑cloud platform.
• Ability to ensure solutions meet regulatory and compliance requirements (OFAC, AML, sanctions, risk controls).
• Expertise applying architectural patterns, integration design, event‑driven or microservices patterns, and modern engineering frameworks.
• Strong hands‑on experience developing automated test suites, ensuring coverage across MT/MX message validation, schema compliance, routing logic, performance, and resiliency.
• Experience setting up and maturing CI/CD pipelines with automated quality gates, schema validations, regression packs, and safe deployment controls for mission‑critical systems.
• Ability to troubleshoot and resolve complex technical issues across distributed systems, including message parsing failures, routing defects, latency issues, or integration errors.
• Excellent mentoring, communication, and collaboration skills to support engineering teams and influence technical direction across architecture, product, operations, and compliance partners.

Tech Stack

• Cloud
• Distributed Systems
• Docker
• Java
• Kafka
• Kubernetes
• Microservices
• Oracle
• RDBMS
• Spring
• Spring Boot
• SpringBoot

Benefits

• Discretionary incentive eligible
• This role is eligible to participate in the annual discretionary plan.
• Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.
• We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.