Conduct virtual and onsite inspections of high value homes and small businesses for personal and commercial lines insurance companies to analyze replacement cost value and to assess risk.
Conduct property surveys on high value homes, documenting the construction materials, workmanship and special features of structure
Determine square footage of the home through detailed measurements or by replicating available building plans
Generate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the home
Observe and assess physical and liability hazards to the property, including natural hazards such as wildfire and hurricane exposure. Document all such hazards for underwriting, including recommendations for risk improvement.
Competed a detailed survey report write-up, including narrative assessments
Conduct underwriting surveys and loss control assessments on commercial businesses
Observe and evaluate risk for various commercial insurance lines of business including Property, General Liability, Workers Compensation and Auto/Fleet.
Engage business owner to discuss and ascertain corporate safety culture, loss history, risk management controls and maturity of company safety programs
Document all hazards observed for underwriting, and make recommendations for risk improvement.
Complete a detailed survey report write-up, including narrative assessment

High-degree of professionalism and emotional intelligence
Strong analytical skills and resourcefulness
Solid aptitude for risk assessment and replacement cost
Excellent written and oral communications
Proficiency with computer equipment and software
Ability to manage multiple projects at once, and handle time sensitive urgencies
Willingness to travel
High Value Survey or Commercial Survey experience appreciated

Field Insurance Inspector – Full-time

Key skills