Analyze credit quality of collateral pools, reviewing performance data, credit models, underwriting criteria, and macroeconomic factors.
Complete end-to-end ratings processes for new issue transactions and surveillance of outstanding transactions.
Perform comprehensive cash flow analysis, synthesize results, and present findings in a timely manner to rating committees.
Review legal and operating documents to ensure criteria compliance and identify structural issues, providing feedback to external parties.
Actively manage relationships with issuers, intermediaries, and investors while effectively communicating S&P Global Ratings’ methodologies.
Prepare and deliver written and oral presentations to rating committees, making recommendations and participating in deliberations.
Influence and advise junior colleagues on day-to-day analytical and operational processes to support defined goals and consistent execution.
Deliver high-quality work to deadlines by coordinating effectively across the wider team, including proactive communication on timing, dependencies, and work allocation where needed.
Support process improvement and efficiency initiatives, including identifying opportunities to streamline analysis, documentation, and recurring surveillance tasks.
Work effectively with incomplete or conflicting data, clearly documenting key assumptions, data limitations, and analytical options in non-routine situations.

An S&P Global employee at this level would typically have 2+ years of experience in credit analysis, including banking or financial services.
Bachelor's degree from an accredited institution.
Strong proficiency with Excel, financial models, and financial data analysis.
Excellent verbal and written communication skills with ability to present complex information clearly.
Strong understanding of financial markets and their relationship to S&P products.
All candidates who reach the final stage of the interview process are required to attend at least one in-person interview, which is ordinarily at the nearest S&P Global Ratings office. This must be completed before an offer can be made.
MBA or CFA designation.
Experience in structured finance or securitization markets.
Previous experience with rating agencies or investment banking.
Strong quantitative and problem-solving skills with ability to work under pressure.

Health & Wellness: Health care coverage designed for the mind and body.
Flexible Downtime: Generous time off helps keep you energized for your time on.
Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in-class benefits for families.
Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

Senior Analyst – ABS Structured Finance Ratings

Key skills