Calculates renewal rates for large complex cases based on thorough analysis of experience, location, demographics, etc.
Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage
Coordinates with other departments to ensure accuracy and consistency of overall account reporting
Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates
Performs post-sale reviews
Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments and decrements
Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes
Assists in establishing rating and administrative procedures
Participates in major multi-functional teams as underwriting representative
Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements
Updates and monitors departmental processes and procedures in compliance with system, regulatory and business requirements

Requires a BA/BS in a related field
Minimum 5 years of related experience
CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred
8-10 years of related experience strongly preferred
Intermediate Microsoft Excel experience to include advanced proficiency in formulas, PivotTables, VLOOKUPs, and macros is strongly preferred
Prior experience with rating tools and reporting tools (i.e. BusinessObjects or similar) preferred
Large group underwriting experience preferred

Group Underwriter Consultant

Key skills