Specialist, Credit Analyst – Commercial Premium
South Africa
Full Time
3 weeks ago
No Sponsorship
About this role
Role Overview
- Conduct an in‐depth, specialised and quality credit assessment and risk analysis on potential and a Premium Portfolio
- Monitor client’s performance on a continuous basis for risk indicators and perform formal reviews
- Monitor adherence of covenants and conditions on a continuous basis
- Obtain input from Product Industry Specialist to assist in client solutioning and credit application process
- Pro-actively identify problematic/high-risk clients and advise Credit accordingly
- Manage and drive the deal forum process to ensure quality applications are submitted to the sanctioners with sustainable credit solutions
- Identify cross sell opportunities from analysis of Client's financials, account conduct and industry change
Requirements
- Bachelor`s Degrees and Advanced Diplomas
- Business, Commerce and Management Studies, Credit Risk
- five years or more of relevant work experience
- Strong computer skills and experience with Microsoft Office, especially Excel
- Agricultural Credit Analysis experience (Preferred)
Benefits
- Health insurance
- Professional development opportunities