Partner with engineering to scope, size and deliver scalable, data-driven capabilities
Use data to define KPIs, dashboards and performance frameworks, driving continuous improvement
Collaborate with clients and stakeholders to ensure the product addresses real-world credit and collections challenges
Requirements
Proven experience as a Product Manager in SaaS, ideally in fintech, credit or utilities
Track record delivering credit risk or financial decisioning products end-to-end
Strong understanding of credit lifecycle processes (acquisition, in-life management, collections)
Deep knowledge of collections-stage credit risk utilisation, including debt scoring, propensity-to-pay modelling, Gini curves, retro analysis, performance tracking, scorecards, segmentation strategies, and working with DCAs
Strong understanding of regulatory frameworks (FCA, Ofgem, CRA data, GDPR)
Data-led mindset with experience defining metrics, dashboards and experimentation approaches
Passion for and experience in AI-driven credit decisioning, leveraging AI-powered platforms, bureau data enrichment tools and predictive analytics to improve model accuracy and accelerate insight generation
Ability to work autonomously, influence stakeholders and drive product decisions at pace
Benefits
25 days’ holiday + bank holidays
Option to buy or sell 5 extra annual leave days per year
Vitality Health Insurance, including private healthcare, virtual GP access, mental‑health support and wellbeing perks (50% off gym memberships -Virgin Active, Nuffield, PureGym)
Pension with 5% matched contribution
Regular team‑wide and company‑wide events
2 volunteering days per year to give back
Remote‑first working environment with offices in London and Nottingham