Responsible for analysis, underwriting, and collaborating with bankers on extensions of credit
Conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information
Reviews customer accounts and portfolios to identify, evaluate, and determine the appropriate course of action on potential credit quality issues
May use technological tools to assist in the credit analysis process

Bachelor’s degree, or equivalent work experience
Typically five or more years of relevant experience
Strong background in commercial underwriting
Strong credit analysis and analytical skills
Advanced knowledge of personal and business analysis
In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
Effective time management and prioritization skills
Comfortable handling a wide variety of credit request and borrower types
Background in economics, accounting, and/or finance
Effective technical report writing skills
Effective verbal and written communication skills
Proficient computer navigation skills using a variety of software packages, such as nCino, CreditLens, and Hogan

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Credit Analyst

Key skills