Own the roadmap for your part of the Credit product
Live the ethos of data-driven decision making
Get into the detail of the portfolio: diagnose underperformance
Partner with the Credit Product Lead and larger Credit team to deliver the end-to-end customer experience
Work shoulder-to-shoulder with engineering to deliver to a high standard
Use AI deliberately to drive optimisation and efficiency within existing processes
Manage stakeholders across Credit Risk, Decision Science, Operations, Compliance, Commercial, Design, and Leadership
Track product performance against acquisition, penetration, retention, loss, and unit-economics KPIs
Champion the customer in every conversation

5+ years of product management experience, ideally within consumer credit, lending, or fintech
Prior hands-on experience in one or more of credit risk, marketing analytics, finance, or data science preferable
A strong commercial instinct
Demonstrable experience using AI tools to drive efficiency and quality
Comfort getting your hands dirty in data — SQL fluency or equivalent strongly preferred
A track record of owning a product area, shaping a roadmap, and shipping outcomes that have moved meaningful business metrics
Strong stakeholder management skills
Hands-on collaboration skills with engineering teams
A customer-first mindset
Clear, commercial communication
A proactive, problem-solving mindset and the resilience to thrive in a fast-paced, evolving environment

Senior Product Manager – Credit

Key skills