Lead and contribute to complex multifamily mortgage fraud investigations by applying multifamily underwriting expertise, forensic underwriting analysis, and knowledge of multifamily mortgage fraud schemes.
Assess allegations involving the origination, processing, underwriting, sale, servicing, and disposition of multifamily loans or REO properties.
Conduct targeted research; prepare well-supported investigative reports and files; and present findings to key stakeholders and senior management.
Perform forensic underwriting reviews of complex multifamily loan files to identify potential fraud, misrepresentation, data integrity concerns, and other issues relevant to mortgage fraud determinations.
Plan, conduct, and document inquiries into allegations of multifamily mortgage fraud.
Analyze borrower and sponsor information, property performance, valuation support, rent rolls, operating statements, third-party reports and inspections to assess fraud indicators and materiality.
Prepare clear, accurate, and well-supported investigative reports, case summaries, statistical data, and files in accordance with established policies, procedures, and regulatory expectations.
Present investigative findings, conclusions, and recommendations to stakeholders and senior management.
Serve as a subject matter expert for internal stakeholders on multifamily fraud investigations.
Lead collaboration, knowledge-sharing, and training efforts across Financial Crimes, Multifamily, and enterprise partners.

4 years of relevant multifamily underwriting experience
Demonstrated ability to perform financial, credit, property, and trend analysis and communicate findings clearly to business, risk, and senior-level audiences.
Experience assessing credit risk, underwriting quality, documentation integrity, fraud indicators, or related risk management issues in multifamily or commercial real estate lending.
Strong analytical skills, including the ability to identify inconsistencies, red flags, and potential misrepresentations in complex loan files.
Strong written and verbal communication skills
Experience with GSE lending, multifamily finance, mortgage banking, financial crimes, fraud investigations, or related risk functions.
Ability to conduct research across internal systems, public records, and third-party sources to support investigative conclusions and fraud determinations.
Proficiency with Microsoft Excel and the ability to organize, analyze, and summarize investigative data.

Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being.

Lead Associate, Multifamily Underwriting Fraud Investigation

Key skills