Supports risk programs through monitoring, testing, and reporting to ensure adherence to regulatory and risk management standards
Conducts risk assessments and evaluates control effectiveness, including the review of organizational initiatives for risk impact
Develops and maintains risk metrics, dashboards, and reporting tools
Analyzes findings, losses, and risk events to identify trends
Collaborates cross-functionally with business units and stakeholders to provide guidance and risk mitigation strategies
Assists with regulatory exams and internal audits by compiling requested information and preparing supporting materials
Maintains understanding of applicable laws, regulations, internal policies, and trends, as well as monitors changes and communicates impacts appropriately
Supports efforts to resolve highly critical issues, findings, and/or regulator matters
Supervises day-to-day work of junior analysts when appropriate, as well as provides advice and guidance to develop technical skills and knowledge

Bachelor’s degree in related field and six (6) years of experience in risk, audit, or related oversight function(s)
Or High School Diploma or GED and seven (7) years of experience in risk, audit, or related oversight function(s)
Applicable certifications (e.g., Certified Fraud Examiner (CFE), Certified Public Accountant (CPA), Certified Regulatory Compliance Manager (CRCM))
Experience with Governance, Risk Management and Compliance (GRC) tools
Knowledge of data visualization and programming software
Knowledge of end-to-end banking processes (e.g., sales, account opening, account servicing, payments)
Knowledge of key federal acts and associated banking regulations (e.g., Dodd-Frank Act, Electronic Fund Transfer Act, Expedited Funds Availability Act, Truth in Lending)
Knowledge of risk management frameworks (e.g., Basel, Committee of Sponsoring Organizations (COSO))
Skills and Competencies: Ability to learn additional systems as needed, ability to make balanced, risk-based decisions based on facts, ability to prioritize projects and allocate time efficiently and effectively, ability to research, analyze data, and derive facts, ability to solve problems and implement effective solutions, proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.), strong verbal, written communication, and organizational skills, strong work ethic and self-motivation.

Enterprise Compliance and Operational Risk Analyst – Payments

Key skills