Rates & Forms Compliance Analyst

Role Overview

• Prepare, review, and submit rate, rule, and form filings in accordance with state DOI requirements and filing standards.
• Research regulatory updates and compare filings to existing policies, forms, and endorsements.
• Draft regulator-facing responses to objections, including supporting documentation and revisions.
• Maintain audit-ready records and documentation supporting all filing activity.
• Assist in the development and maintenance of rate manuals, underwriting guidelines, and policy forms.
• Perform document comparisons and redlining to track changes in policy language and coverage.
• Utilize rating manuals to calculate premium rates and ensure accuracy of pricing structures.
• Ensure consistency between approved filings and operational usage across systems.
• Translate approved rates and forms into system configurations (e.g., rating engines, calculators, production platforms).
• Update web-based premium calculators and internal systems with approved rate and form changes.
• Perform testing, mapping, and validation of rates, forms, and endorsements in production systems.
• Identify, troubleshoot, and resolve discrepancies, including calculation errors and mapping issues.
• Review policies, rate schedules, and deliverables from third-party vendors for accuracy.
• Identify and document discrepancies between vendor outputs and approved internal source materials.
• Partner with Legal, Underwriting, Finance, and Product teams to support filings, implementation, and product development.
• Respond to internal and external inquiries regarding rates, forms, and regulatory requirements.
• Maintain detailed documentation of filing processes, rate logic, and form changes to support audit readiness.
• Monitor filing timelines, approval statuses, and implementation progress.
• Identify compliance risks or gaps and recommend corrective actions.
• Assist in developing and enhancing procedures to improve efficiency, accuracy, and regulatory defensibility.

Requirements

• Proficiency in Microsoft Office (Excel and Word), including data analysis and document comparison/redlining.
• Strong analytical and problem-solving skills with attention to detail and accuracy.
• Process-oriented mindset with a focus on documentation and audit readiness.
• Effective communication skills for regulator-facing and internal correspondence.
• Ability to collaborate across departments and manage multiple priorities.
• Must be able to prioritize according to departmental guidelines, have a high level of organization, ability to consistently meet deadlines, work with constantly changing priorities, demonstrate strong delivery, and follow procedures/processes.
• Preferred Experience: Experience with insurance policies and rate tables, compliance, underwriting support, or related field
• Ability to work with rating manuals, pricing structures, and data-driven systems.
• Comfort navigating proprietary platforms, databases, and web-based tools.

Benefits

• Health insurance
• Remote work options
• Professional development opportunities
• Flexibility that fits
• Advancement opportunities