The mission of Borrowing Machine Learning Scientists is to improve the customer and business outcomes through better automated decisioning, using Machine Learning and statistical modelling.
You will be taking a hands-on technical leadership role, managing a small team of Senior ML Scientists.
With in-depth knowledge and experience in the credit industry, you’ll drive innovations by identifying new opportunities of data and ML applications, and delivering business values across multiple Borrowing products.
You’ll have a close relationship with leaders across Credit Strategy, Products, Model Validation and Engineers, with whom you will drive and influence strategic decisions and product roadmaps.
You’ll also have the opportunities to work with external data suppliers and industry peers, to push the innovation frontiers for the credit industry.
With excellent technical skills, you’ll also spearhead the continuous development of our toolings, methodologies, and processes, to empower the team to build better models easier and faster.
You’ll serve as the champion for the quality and efficiency of model development, and ensure safe and scalable growth of our model portfolio. You’ll also have plenty opportunities to work with other modelling teams across Monzo, to collaborate on the best practices and latest technologies.

Excellent technical skills in Python, SQL, and statistics
Extensive knowledge of the credit industry, including the products, data, typical ML applications, and related regulations
Hands-on experience across the lifecycle of credit risk models, including project scoping, data curation, model optimisation, performance analysis, deployment, monitoring, and diagnosis
Successful track record of managing complex projects, with cross-functional teams and senior stakeholders
Experience of mentoring and coaching senior ICs
Previous experience of managing data and model governance in a regulated business

💰 £100,000 to £160,000 ➕ & benefits
✈️ We can help you relocate to the UK
✅ We can sponsor visas
📍This role can be either based in our London office with hybrid working pattern, or fully remote within UK with occasional travel to London.
🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.
⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.
📚 Learning budget of £1,000 a year for books, training courses and conferences
➕ And much more, see our full list of benefits here

Machine Learning Manager, Borrowing

Key skills