About this role
Role Overview
- Prepare and review certain Bank-specific accounting records.
- Prepare, review, and support the timely submission of regulatory filings, including Call Reports, FR Y-series reports, FDIC filings, and other required regulatory reports.
- Perform reconciliations, validations, and analytical reviews to ensure the completeness and accuracy of reported information.
- Partner with Accounting, Treasury, Risk, Operations, and Data teams to gather, validate, and understand data used in regulatory reporting.
- Partner with Financial Reporting team to support bank-related disclosures included in SEC filings, including regulatory capital, deposits, and liquidity ensuring underlying data, analyses and supporting documents are accurate, complete, and consistent with regulatory requirements.
- Research regulatory reporting instructions and guidance and assist in implementing reporting changes resulting from new products, business activities, or regulatory updates.
- Identify reporting issues, data inconsistencies, and control gaps, and recommend practical solutions to improve reporting quality and efficiency.
- Support regulatory examinations, internal audits, and external audits by preparing documentation and responding to information requests.
- Maintain regulatory reporting procedures, controls documentation, and reporting evidence in accordance with governance requirements.
- Contribute to process improvement and automation initiatives that enhance reporting accuracy, efficiency, and scalability.
Requirements
- Bachelor’s degree in Accounting, Finance, Economics, Business, or a related field (or equivalent practical experience).
- 5+ years of experience in accounting, finance, regulatory reporting, or a related function within a regulated financial institution.
- Experience preparing, reviewing, or supporting bank regulatory reports, including Call Reports, FR Y-series reports, or similar regulatory filings.
- Experience performing reconciliations, controls, data validation, and analytical review procedures.
- Experience supporting internal audits, external audits, or regulatory examinations.
- Experience working in a bank, fintech with a bank partner, or other regulated financial institution.
- Knowledge of FDIC, Federal Reserve, OCC, and FFIEC reporting requirements and instructions.
- Knowledge of U.S. GAAP and its interaction with regulatory reporting requirements.
- Experience working with regulatory reporting systems, data warehouses, or reporting automation tools.
- Skills in identifying process improvement opportunities and partnering with cross-functional teams to implement solutions.
- CPA or other accounting and financial reporting professional certification.
Benefits
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage for added financial security
- Paid time off, sick leave, and company holidays, in line with local requirements
- Paid family and parental leave to support caregiving and major life moments (duration varies by country)
- Family-centered benefits to support fertility, parenthood, and caregiving needs
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
- Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
- Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
- Connection and community through team events, all-company updates, and employee resource groups (ERGs)
- Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)