Responsible for loan approvals on business purpose and commercial real estate loans within line of business parameters
Evaluates financial statements and prepares independent written credit evaluations on business loans and relationships
Applies experience and judgment to evaluate the level of risk within a request and structure the loan terms
Collaborates with sales and credit partners to meet deadlines on business loan requests
Manages assigned portfolio by monitoring performance and trends

Bachelor's degree in business, finance or related field
Five or more years’ experience in business banking/commercial banking and/or a credit administration position that included underwriting and assessment of credit requests
Prior loan approval authority highly preferred
Results oriented, decisive
Ability to handle confidential information with the utmost discretion.
Strong interpersonal, communication and listening skills
PC proficiency and experience with word processing and spreadsheet software

Eligibility to participate in an applicable incentive compensation plan for the position
Discretionary profit sharing bonus program

Centralized Commercial Credit Officer II

Key skills