Identify and analyse risks within the Fraud Risk Management function
Design, monitor, and challenge the effectiveness of fraud controls
Focus on acquiring fraud risks such as merchant abuse, friendly fraud, chargebacks, and card schemes compliance risks
Build and continuously improve Finom’s fraud risk framework
Ensure fraud rates remain within risk appetite without compromising growth or customer experience

2–4+ years of experience in fraud risk, acquiring fraud, card fraud, or payments risk within a fintech, PSP, or regulated financial institution
Experience with fraud prevention, fraud detection, fraud investigations and fraud mitigations in the financial (Banking, PSP, FinTech) sector
Solid understanding of card fraud typologies, card scheme rules, and dispute / chargeback mechanics
Knowledge of the payments ecosystem, issuing and acquiring
Experience working with fraud rules, scenarios, or ML-driven controls (end-to-end lifecycle preferred)
Ability to analyse large datasets; experience with SQL and/or BI tools is a strong advantage
Strong analytical and critical-thinking skills
Detail-oriented, proactive, and comfortable working in a fast-paced, scaling environment
Ability to balance risk mitigation with business enablement
Thinks like a risk partner, not a blocker
Comfortable challenging assumptions and proposing pragmatic solutions
Can explain complex fraud risks in simple, business-friendly language
Communicates effectively with stakeholders across product, tech, and operations.

Make a genuine impact on the product
Join our upward trajectory, and grow with us. We provide the resources and opportunities for continuous personal and professional development, empowering you to make a genuine impact on our evolving product.
Enjoy the flexibility of traveling and working remotely or in a hybrid model across Europe.
Become a stock options holder and align your aspirations with ours through our Stock Options Program.
Finom stands by you at every step, embodying our commitment to your well-being and success reflected in our modern, friendly, and eco-conscious corporate culture.
Constant support and care to ensure your Finom experience is successful and fulfilling.
Immerse yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus.
It's the ideal opportunity to strike the perfect work-life balance while enjoying breathtaking Mediterranean views.
Equal opportunity employer valuing diversity at our company.

Acquiring Fraud Investigator, 2nd LoD

Key skills