Senior Corporate Counsel – Commercial Lending

Role Overview

• Provide legal advice to commercial lending business lines on commercial loan transactions, including complex real estate and title issues, UCC reviews, and legal documentation.
• Draft and review loan documents for use in internal commercial loan documentation systems.
• Research legal issues under federal and all states’ laws.
• Solve legal challenges in an efficient manner, including problem solving on specific transactions, revising internal procedures, and advising on changes to legal requirements related to commercial lending.
• Advise on loan defaults or loan dispute resolutions issues.
• Stay informed of relevant market, legal and regulatory developments.
• Train business units regarding real estate issues, UCC issues, and other legal challenges in commercial lending.
• Become familiar with and provide guidance on relevant U.S. Bank policies and procedures.

Requirements

• Licensed by and in good standing with the appropriate state bar association or other appropriate state attorney licensing authority
• A minimum of 3-5 years’ experience practicing law, including law firm experience leading commercial loan transactions and/or in-house experience at a regulated financial institution.
• Strong and demonstrated knowledge of commercial lending transactions.
• Experience with real estate secured commercial lending transactions, including loan document drafting, negotiating, title reviews, and problem solving, as well as strong experience with the Uniform Commercial Code.
• Strong drafting, negotiating, issue-spotting and risk identification skills.
• Exceptional written and verbal communication skills with both legal and business audiences.
• Demonstrated ability to work both independently and collaboratively and to set priorities and exercise judgment in a fast-paced and dynamic environment.
• Ability to collaborate confidently and effectively with a diverse range of stakeholders.
• Demonstrated ability to develop trusting relationships with internal clients, outside counsel, and other internal stakeholders such as credit, operations, and risk functions.
• Juris Doctor from an ABA accredited institution.
• Admitted to State Bar in good standing.
• Experience with healthcare, agricultural, and franchise lending.
• Familiarity with banking regulations, such as Regulation B.
• Familiarity with SBA guaranteed lending.
• Familiarity with dispute resolution in commercial lending and real estate transactions, including eminent domain and mechanics’ liens.
• Experience with process improvements and incorporation of technology solutions into legacy legal processes.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law