About this role
Role Overview
- Manage credit risk processes supporting team members from pre-screening and analysis of individual operations to monitoring of approved risks.
- Provide credit analysis for Corporate & Investment Banking clients, mainly focused on industrial sectors and diversified corporates.
- Conduct credit analysis on prospective and existing clients by establishing and managing financial programs, supporting credit rating assessments and contributing to the preparation of credit proposals.
- Monitor the credit risk portfolio by follow-up the clients’ financial evolution and credit exposure at all times.
- Support the preparation of materials for credit and business committees.
- Support to senior team members if there is an event and/or financial position that may materially affect the credit quality of the client and to assist in undertaking necessary steps and follow-up actions recommended.
- Liaising with different internal/external stakeholders linked to the admission and monitoring process.
- Support the assessment of operations in terms of credit risk and pricing considerations.
- Assist in monitoring policies and procedures.
Requirements
- Minimum of 1 year of credit risk underwriting experience within a corporate banking environment.
- Knowledge of rating tools.
- Knowledge of UK and Nordic Corporates.
- Comprehension and analysis of financial statements, ratings, profitability, sector guidelines, projections and ESG related aspects.
- Experience in corporate credit analysis across industrial sectors.
- Knowledge of different products as well as structures (LBOs, FI, Financial Sponsors, Leverage Finance, etc).
- Data Analysis and Data Driven management.
- Fluent in English (C1) and Spanish (desirable).
- Also valuable: Other languages.
- ESG knowledge.
Benefits
- Flexible working hours
- Professional development opportunities